Low car insurance rates are available at both big established insurers as well as the newer companies. The bigger companies have lower running risks and can afford to give out low car insurance rates to hog up the market share while newer companies must keep their prices lower than the average car insurance plans in order to compete against the former.
When you are trying to compare several quotes you have gotten against the national average car insurance rates, do note that there are a few aspects which can dilute the accuracy of these figures.
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