Eligibility For Temporary Car Insurance Up To 28 Days

Although such temporary car insurance sounds incredibly short, it is actually available for extension up to 28 days, which makes it very flexible for any ad hoc driving plans you may have in mind. Besides cars, it is also available for scooters, motorcycles, vans and any vehicles you can drive with the relevant approved driving license. However, there are some stricter rules over the eligibility for applying to these one day car insurance packages. Typically, you need to maintain not more than 6 points being deducted from your driving license over the past 3 years. You also must not have been legally banned from driving for the past 5 years. The current market value of the cars to be insured must also be less than $40,000.

Companies such as Tesco, Churchill car insurance laid down these rules in order to limit their exposure to business risk, since it is more dangerous for them to collect a small premium but having to pay high damage claims should something happen on their monthly car insurance policies. Since drivers that require these short term car insurance cover typically drive very infrequently, they are more likely to be inexperienced and unfamiliar with the vehicle controls, resulting in high probability of causing a traffic accident and running up high cost repair bills and injury expenses.