Since these are temp car insurance plans, they can be activated instantly over the phone or through the internet once you pay up the necessary premiums. You do not need to wait for the policy documents to be shipped to you, you are covered once you are paid up. Due to the higher risk involved, many insurers only allow drivers above 21 years old to apply for their temporary car insurance. However, new and inexperienced drivers who have just gotten their driving licenses are also eligible as long as they meet this age requirement.
Temporary car insurance for one day is also useful when you are visiting new places and would like to explore more thoroughly by driving a rented car. The car rental places will provide you with the necessary temp car insurance as stipulated by the local traffic laws unless you have an applicable international driving insurance. This bundled plan may or may not be the cheapest or the best, but should suffice for you usage over a few days. However, if you intend to actively use the rented car for over 7 days, it may be better to get in touch with a local motor insurer for a customized plan that may suit your needs better. As you will be driving under unfamiliar road conditions, the chances of causing a traffic accident are considerably higher. Repairs and damages can get really expensive without any one day car insurance cover.
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